We dissect the infectious Fear and Greed cycle, the dual emotional engine that inflates asset bubbles and crashes markets, providing critical insight for anyone involved in Stock Market Investing. Beyond the market, learn how modern retailers and marketers deploy emotional triggers to create irresistible Brand Loyalty and drive your decisions at the checkout counter. The book takes a deep dive into your personal spending habits, analyzing the Dopamine Loop and the psychological mechanisms that enable chronic Impulse Buying. You’ll understand why the deliberate lack of friction in digital payment systems is silently sabotaging your Financial Health.
Crucially, Emotional Economics pivots from diagnosis to action, providing a comprehensive toolkit for Managing Biases. Learn how to deploy Behavioral Friction, Commitment Devices, and the 48-Hour Rule to protect your long-term goals from short-term emotional swings. This is essential, actionable knowledge for building Financial Resilience. Finally, we look to the future, exploring how AI and Algorithms are being used to either ethically nudge or ruthlessly exploit consumer emotions. Master the inner game of Money Management and transform the way you approach Wealth Creation. Stop fighting your feelings and start designing a system that ensures your money follows your logic, not your impulse.
Shreenivas Joshi is an authority on consumer behavior and financial technology, supported by a 25-year career as a Fintech Product Management leader at global corporations like eBay, PayPal, and PayU. With a foundation in Computer Science, he has spent his professional life analyzing vast amounts of behavioral data to inform effective product strategy. He has lived across different parts of the world, taking immense interest in local cultures, cuisine, their behavioral habits, etc.
Driven by a passion for understanding the cognitive biases that shape financial decisions, Shreenivas Joshi's writing applies the core concepts of behavioral economics to the distinctive context of Indian policy and consumer behavior. He is intrigued by the subtle ways Indian readers respond to incentives, risk, and choice, and he aims to offer insights that improve both personal finance and government policy-making.
Shreenivas Joshi resides near Mumbai, India, and dedicates his time to dissecting the "why" behind economic decisions.