JANET LOWE is an investment/business writer and the author of several bestselling business books including Damn Right!: Behind the Scenes with Berkshire Hathaway Billionaire Charlie Munger, Warren Buffett Speaks, and Welch: An American Icon, all from Wiley. More than 200 of her freelance business articles have appeared in such publications as Newsweek, the Los Angeles Times, and the San Francisco Chronicle.