About this ebook
I am 37 years old. I have ₹12 lakh in debt, a wife, a daughter, and a salary of ₹48,000 a month after thirteen years in SEO. The math at the kitchen table does not work. Banks have sent notices. I have zero savings.
This is not a success story.
It is the story of a ₹3,300 first salary accepted without negotiating. Nine years of staying underpaid in Chandigarh while delivering real results for real companies. The good years between 2018 and 2020 when I earned close to ₹2 lakh a month and did not save enough. A love marriage across state lines and caste lines that everyone said was impossible. A daughter placed in my arms at 1:59 AM in August 2024. A job loss that turned ₹7 lakh of debt into ₹12 lakh in six months.
And the lessons. The real ones. The ones nobody teaches you before it is too late.
This book is for anyone who has worked hard their whole life and still ended up behind. For anyone stacking EMIs without a safety net. For anyone staying in an underpaying job because leaving feels too risky. For anyone do
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About the author
Vivek Sharma has spent thirteen years in SEO, working across Chandigarh, Delhi, and Gurgaon. He grew up in a small village in Kangra district, Himachal Pradesh, the son of a retired Army man. He is a husband, a father, and someone who is still figuring it out. This is his first book, written at night, from inside the difficulty.
