About this ebook
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About the author
Marisela Munoz is a financial educator, certified public accountant, and former freelancer who has spent over fifteen years helping independent professionals build financial stability. After a decade working as a freelance writer and consultant—experiencing the full spectrum of feast and famine cycles firsthand—she earned her CPA license and dedicated her career to addressing the unique financial challenges faced by self-employed professionals.
She is the founder of Independent Financial Strategies, a firm that provides tax planning, bookkeeping, and financial coaching exclusively for freelancers, solopreneurs, and small business owners. Her approach combines rigorous accounting principles with the practical realities of variable income, helping clients move from financial anxiety to confident money management. Over the years, she has worked with more than two thousand freelancers across fields including design, writing, software development, photography, consulting, and the creative arts.
Marisela's writing has appeared in *Forbes*, *The Freelancer's Weekly*, and *CPA Journal*. She is a frequent speaker at Freelance Conference, the National Association for the Self-Employed annual meeting, and regional Small Business Development Center workshops on financial management for independent workers. She also hosts the podcast *Steady Income, Freelance Life*, where she interviews successful freelancers about the financial systems and habits that sustain their careers.
She lives in Austin, Texas, with her partner and two rescue dogs. When she's not helping freelancers master their finances, you can find her trail running on the Barton Creek Greenbelt, reading history books, or testing new recipes in her notoriously disorganized but well-loved kitchen. She remains an active freelancer herself, maintaining a small roster of consulting clients to stay connected to the day-to-day realities of life on variable income.
