The Money-Smart Freelancer

Marshanet Powell is a personal finance educator and freelance money coach who has spent more than a decade helping independent professionals turn unpredictable income into a foundation for long-term security. She began her career as a corporate accountant, where she saw firsthand how employers quietly managed the financial heavy lifting — payroll deductions, retirement contributions, health benefits — and realized how little of that infrastructure existed for self-employed workers. After going freelance herself and weathering the feast-and-famine years that nearly every independent professional knows, she built the systems that now anchor this book and has taught them to thousands of freelancers, creatives, and consultants through workshops, one-on-one coaching, and online courses.

Her writing has appeared in finance and professional-development publications, and she is a frequent speaker at business conferences and freelance community events on topics ranging from quarterly taxes to pricing with confidence. Marshanet is known for replacing guilt and spreadsheet dread with practical, repeatable routines that fit real freelance lives. She lives in Atlanta, where she runs her own independent accounting practice and coaches clients from a home office she still claims on her taxes — with receipts to prove it. *The Money-Smart Freelancer* is her first book.