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Insurance Economics brings together the economic analysis of decision making under risk, risk management and demand for insurance by individuals and corporations, objectives pursued and management tools used by insurance companies, the regulation of insurance, and the division of labor between private and social insurance. Appropriete both for advanced undergraduate and graduate students of economics, management, and finance, this text provides the background required to understand current research. Predictions derived from theoretical argument are not only stated but confronted with empirical evidence. Throughout the book, conclusions summarize results, helping readers to check their knowledge and understanding. Issues discussed include paradoxa in decision making under risk, selection of favorable risks by insurers, the possibility of a "death spiral" in insurance markets, and future challenges such as re-regulation in the wake of the 2007-09 financial crisis and the increasing availability of generic information.探索更多
作者简介
A Swiss native born in 1946, Peter Zweifel is a Professor of Economics at the University of Zurich at the Socioeconomic Institute. Together with Friedrich Breyer and Matthias Kifmann, he is the author of “Health Economics” (2nd. ed., Springer, 2009); other texts (“An Economic Model of Physician Behavior”, “Insurance Economics”, “International Economics”, “Energy Economics”) are available in German only. His work has been published by the Am. Ec. Rev., Antitrust Bull., Eur. Econ. Rev., Health Econ. , J. Health Ec., J. Risk & Ins., J. Risk & Unc., Public Choice, among others. Together with Mark Pauly of the University of Pennsylvania, he is the founding editor of the International Journal of Health Finance and Economics (Kluwer). From 1996 to 2005, he has also served as a member of the Competition Commission, the Swiss antitrust authority.
