Data Profiling and Insurance Law
מרץ 2019 · Bloomsbury Publishing
ספר דיגיטלי
312
דפים
מידע על הספר הדיגיטלי הזה
The winner of the 2020 British Insurance Law Association Book Prize, this timely, expertly written book looks at the legal impact that the use of 'Big Data' will have on the provision and substantive law of insurance. Insurance companies are set to become some of the biggest consumers of big data which will enable them to profile prospective individual insureds at an increasingly granular level.
More particularly, the book explores how: (i) insurers gain access to information relevant to assessing risk and/or the pricing of premiums; (ii) the impact which that increased information will have on substantive insurance law (and in particular duties of good faith disclosure and fair presentation of risk); and (iii) the impact that insurers' new knowledge may have on individual and group access to insurance.
This raises several consequential legal questions: (i) To what extent is the use of big data analytics to profile risk compatible (at least in the EU) with the General Data Protection Regulation? (ii) Does insurers' ability to parse vast quantities of individual data about insureds invert the information asymmetry that has historically existed between insured and insurer such as to breathe life into insurers' duty of good faith disclosure? And (iii) by what means might legal challenges be brought against insurers both in relation to the use of big data and the consequences it may have on access to cover?
Written by a leading expert in the field, this book will both stimulate further debate and operate as a reference text for academics and practitioners who are faced with emerging legal problems arising from the increasing opportunities that big data offers to the insurance industry.
More particularly, the book explores how: (i) insurers gain access to information relevant to assessing risk and/or the pricing of premiums; (ii) the impact which that increased information will have on substantive insurance law (and in particular duties of good faith disclosure and fair presentation of risk); and (iii) the impact that insurers' new knowledge may have on individual and group access to insurance.
This raises several consequential legal questions: (i) To what extent is the use of big data analytics to profile risk compatible (at least in the EU) with the General Data Protection Regulation? (ii) Does insurers' ability to parse vast quantities of individual data about insureds invert the information asymmetry that has historically existed between insured and insurer such as to breathe life into insurers' duty of good faith disclosure? And (iii) by what means might legal challenges be brought against insurers both in relation to the use of big data and the consequences it may have on access to cover?
Written by a leading expert in the field, this book will both stimulate further debate and operate as a reference text for academics and practitioners who are faced with emerging legal problems arising from the increasing opportunities that big data offers to the insurance industry.
The winner of the 2020 British Insurance Law Association Book Prize, this timely, expertly written book looks at the legal impact that the use of 'Big Data' will have on the provision and substantive law of insurance. Insurance companies are set to become some of the biggest consumers of big ...
עוד ספרים
על המחבר
Brendan McGurk is a Barrister at Monckton Chambers.
Brendan McGurk is a Barrister at Monckton Chambers.
רוצה לדרג את הספר הדיגיטלי הזה?
נשמח לשמוע מה דעתך.
איך קוראים את הספר
סמארטפונים וטאבלטים
כל מה שצריך לעשות הוא להתקין את האפליקציה של Google Play Books ל-Android או ל-iPad/iPhone. היא מסתנכרנת באופן אוטומטי עם החשבון שלך ומאפשרת לך לקרוא מכל מקום, גם ללא חיבור לאינטרנט.
מחשבים ניידים ושולחניים
ניתן להאזין לספרי אודיו שנרכשו ב-Google Play באמצעות דפדפן האינטרנט של המחשב.
eReaders ומכשירים אחרים
כדי לקרוא במכשירים עם תצוגת דיו אלקטרוני (e-ink) כמו הקוראים האלקטרוניים של Kobo, צריך להוריד קובץ ולהעביר אותו למכשיר. יש לפעול לפי ההוראות המפורטות במרכז העזרה כדי להעביר את הקבצים לקוראים אלקטרוניים נתמכים.
