The 12-Month Family Budget Reset: A Month-by-Month Plan to Cut Spending and Grow Your Savings

Brian Poedel is a personal finance author and family money coach with nearly two decades of experience helping households turn scattered spending into systems that actually work. He began his career in consumer banking, where he spent years watching families succeed at money and — far more often — quietly struggle with budgets that never survived February. That experience convinced him that most households don't fail for lack of numbers; they fail for lack of structure, and for lack of permission to make money a normal part of family life.

Brian has written for personal finance publications and has appeared on podcasts and community workshops covering debt elimination, savings automation, and teaching kids about money. He is a volunteer financial literacy tutor and has guided more than a thousand families through annual budget resets in his group workshops. His writing avoids jargon and shame in favor of practical, month-by-month action — the philosophy at the heart of this book.

Brian lives in the Pacific Northwest with his wife and two kids, one aging minivan, and a monthly budget review that has been on the family calendar for nine years straight. He can be reached for speaking and coaching inquiries through his website, brianpoedel.com.