Andrea Rincon is a certified financial planner and student loan strategist who has helped more than 2,000 borrowers navigate the federal and private student loan systems. She holds a Bachelor of Science in Finance from the University of Texas at Austin and earned her CFP certification in 2017. After spending the first five years of her career at a national nonprofit credit counseling agency, where she led the student loan counseling division, Andrea launched her own financial planning practice focused exclusively on borrowers under forty.
Andrea paid off $62,000 of her own student debt in just under four years while working in the nonprofit sector, an experience that shaped her understanding of the emotional and practical dimensions of student loan repayment. Her approach combines technical expertise in federal loan programs with a deep belief that personal finance should serve personal values, not the other way around. Her work has been featured in Forbes, NerdWallet, and The Wall Street Journal. When she's not reviewing repayment plans or running loan amortization scenarios, Andrea trains financial aid counselors at community colleges across Texas through a volunteer partnership with the Association for Financial Counseling and Planning Education.
She lives in Austin, Texas with her husband, two rescue dogs, and a garden that she describes as a work in progress. You can find her writing and resources at andrearincon.com and follow her monthly student loan policy updates on Twitter at @AndreaRinconCFP.