Retirement planning was simple and predictable forty years ago. All you needed was your company pension, personal savings, and Social Security.
Those days are long gone. Most public pensions are underfunded, and private companies can’t get rid of them fast enough. Social Security’s own trustees predict it will run out of money in less than twenty years. And most people haven’t saved even a fraction of what they should.
Retiring comfortably today is not about saving more, it’s about saving smart. In Don’t Retire Broke, you will learn the following:
Traps to avoid before you retireHow to maximize Social Security benefitsWhat to do now if you still have a pensionHow to keep the IRS out of your IRAIsn’t it time to make sure you don’t retire broke?
Rick Rodgers, CFP®, is cofounder and president of Rodgers & Associates, a wealth management firm in Lancaster, Pennsylvania. He is one of America’s leading retirement specialists and has been featured in the New York Times, Smart Money, Investment News, Kiplinger’s Retirement Report, and Medical Economics. He has appeared on dozens of television programs, from FOX Business to The 700 Club, and offered millions of people tips on how to plan for a successful retirement.
Timothy Andrés Pabon is an English- and Spanish-speaking voice-over artist who has worked extensively in advertising and audiobook narration. He has had acting roles on House of Cards and has also been a costar on HBO’s acclaimed series The Wire opposite country music legend Steve Earl. As a stage actor, he has worked off-Broadway at the June Havoc Theatre, and his regional credits include Center Stage, the Shakespeare Theatre, Arena Stage, the Hippodrome, Olney Theatre, Rep Stage, and GALA Hispanic Theatre.