Shyft – Global Money App

3.86K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Shares Info
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About this app

Save, spend, and invest anywhere in the world.

Shyft is the award winning retail forex, investments and payments app that gives you more for less, 24/7. Buy, store, send & invest the cheapest forex with Shyft – no matter where you bank! Shyft will save you time and money with fast transactions, flat rates and no commission fees. With our new-and-improved digital sign-up process, you can complete the entire onboarding process from the convenience of your smartphone.

Shop
Shop locally and use your ZAR card to make purchases by swiping, or tap and go securely. You can also shop for the latest brands from around the globe using a Shyft virtual forex card. You can also use your virtual card for managing international subscriptions, booking flights or paying for hotels in foreign currency.

Travel
Order Multi-currency Shyft Mastercard debit cards to use while travelling overseas and save up to 5% on card fees. Apart from the four currencies currently available on Shyft, you can use your physical Shyft forex card to withdraw local currency from any Mastercard supported ATM in the country you’re visiting (conversion fees may apply). Buy a souvenir or two with your physical card, and top up your cards anytime, anywhere, right from the app. Travelling to the Far East? We also offer a Union Pay International Card accepted throughout China, order one via the app today.

Invest
Shyft Shares allows you to invest in the top U.S. stocks and ETFs directly from your phone, so now you can also own a share in the world’s best companies. See the most popular shares and how they have been tracking over the last 30 days and create a watchlist to keep your eye on. All you’ll need to start trading is your tax number.

Need to take money offshore?
The Shyft Global Wallet provides you with a safe and secure way to purchase and hold foreign currencies at the cheapest rates. You can also easily and conveniently send forex to an offshore bank account by creating an offshore beneficiary and transferring funds as and when required. Payments to the US, UK and Europe can take less than a day to settle.

Get your money moving
So, you’ve got the app and your cards, you’ve bought forex, but what else does the Shyft app offer you? This should give you an idea: You can send money to Shyft users, for free, or pay international beneficiaries, charged at a flat rate. You can now also access and fund an offshore account with the help of our integrated partners.

Available currencies:
USD
GBP
EUR
AUD
ZAR

Shyft - The Home of Global Citizen
Invest, buy shares, fund offshore investments or send money to friends for free.
Updated on
Oct 8, 2026
Featured stories

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 4 others
  • This app may collect these data types
    Personal info, Financial info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

3.8K reviews
Charming Spirit LLC
July 30, 2024
It is a good app with good ratings . They are struggling keep stable though . Bank like standard bank behind this app but it is unbelievable bad software team behind this project and someone needs to be fired there immediately . Almost 3 Months their Immediate payment acceptance from Capitec doesn't work . It is on and off but they can't identify the issue and sort it. Unbelievable .... Forex means time, sometimes you can't wait 3 days to arrive your money to buy forex in proper rate ... bad!
14 people found this review helpful
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Standard Bank / Stanbic Bank
July 31, 2024
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at support@getshyft.co.za.
C Michaels
September 10, 2026
Terribly difficult to use. I was using OST before and it was easy to navigate and trade. now there are so many more clocks to get to trading. Then when you get there it doesn't tell you your 1 day performance at a glance like OST did. also, I can't see the graphs on individual stocks like I could on OST. I REALLY don't like this app. I will look for another platform to invest
7 people found this review helpful
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Standard Bank / Stanbic Bank
October 5, 2026
Thank you for reporting the issue. Please reach out to our customer support team at support@getshyft.co.za so that we may assist you.
Ben Cobbing
September 4, 2026
This is an awful app and website so far. Every time I try to login using my laptop or mobile, I am asked to complete facial scan recognitions...which only seem to work once every 5 or 6 tries. I have been in touch with the Shyft support who say that when using your laptop you don't need to complete the recognition step. This is clearly wrong, as I have to do this each time. Maybe this app will get better, but it is currently a very poor substitute for the Standard Bank Online Trading site.
6 people found this review helpful
Did you find this helpful?
Standard Bank / Stanbic Bank
October 5, 2026
Hi, we'd love to help you. Please write to support@getshyft.co.za and our team will help resolve your issue.

What’s new

Tax-Free Investment Account. Open a Tax-Free Investment Account in the app and invest within your annual and lifetime contribution limits with the same easy onboarding.