WalletHub Credit Builder

WalletHub Credit Builder helps you grow your credit the smart way, and don’t forget that WalletHub already helps over 5 million users improve their financial health.

Starting with a low credit score? You can increase it by 34+ points in the first month*. Starting at just $7.99 a month.

WalletHub Credit Builder helps you build credit in multiple ways:

1. It helps you build credit by reporting, on a monthly basis, payments you already make, such as your rent, phone, and utility bills. No negative information about these bills is ever reported.

2. The WalletHub Credit Account (subject to eligibility†) adds a new account on your TransUnion credit report without doing a credit check that may negatively impact your credit score. Keeping the WalletHub Credit Account in good standing may help strengthen important credit factors such as your payment history and credit utilization.

3. It offers daily credit score and credit report updates, 24/7 credit monitoring, and additional tools that help you better manage and monitor your credit.

All of the Credit Builder features work without affecting your credit score. Get started today.