Tallio

Tallio is a manual-entry personal finance tracker built for two kinds of people, often the same person: bank and credit card bonus chasers who need a real system to track offers, deadlines, and payouts — and anyone who wants a genuine net-worth dashboard without linking every account they own to a third-party app.

WHY MANUAL ENTRY
Most finance apps ask you to hand over your bank login so they can auto-import and categorize every transaction. Tallio doesn't do that, on purpose — it's not a line-by-line spending tracker. You type in totals and events as they happen — account balances, bonus payouts, bill amounts — and that's the whole system: no bank credential shared with a third party, no aggregator with read access to your transaction history, nothing of that kind to leak if a linked service is ever breached. The trade-off is real (a bit more typing), but so is what you get for it: a much smaller data footprint, and a clear, current picture of your bonuses, bills, and net worth. If you're already tracking this stuff in a spreadsheet, Tallio is the upgrade.

WHAT YOU CAN TRACK
• Bank bonus accounts and credit card signup bonuses — requirements, deadlines, payout status, and how much you've actually been paid
• A bonus pipeline for offers you're still considering, so nothing falls through the cracks
• Net worth across assets, debts, and CDs, with liquid vs. non-liquid breakdowns
• Card keep-alive tracking — log when you last used a card and get reminded before an issuer closes it for inactivity
• All Credit Cards and All Bank Accounts hubs — every card or account in one place, however you're tracking it
• Recurring bills and subscriptions, with due-date reminders
• Institution contacts and a full activity/transfer history
• A 5/24-style tracker for serious credit card churners

SYNCS EVERYWHERE
Sign in with your Google account and your data syncs in real time across every device you use — phone, tablet, whatever's in front of you when you need to log something.

FREE TO START
Track up to 5 combined bank bonus accounts, credit cards, and bonus pipeline entries for free — including the All Credit Cards and All Bank Accounts hubs and keep-alive reminders. A single one-time purchase (not a subscription) unlocks unlimited tracking, full card usage history, plus bills & subscriptions, contacts, archives, and activity history.

PRIVACY
Tallio contains no ads and no behavioral tracking. Crash reports are collected solely to catch and fix bugs — never your name, email, or anything you've entered in the app. Full privacy policy available in Settings.