Zalopay-Thanh toán & Tài chính

I-Zalopay – uhlelo lokusebenza lokukhokha kanye nezezimali lwezidingo zansuku zonke: ukudluliselwa kwemali, ukukhokha ikhodi ye-QR, i-e-wallet, ukuphathwa kwezindleko. I-Zalopay iphinde ikuxhume nabalingani bezezimali abanelayisensi ukuze ufake isicelo semali mboleko eku-inthanethi esheshayo nesobala, ngemvume kanye nokukhishwa kwemali ngokushesha ngaphakathi kohlelo lokusebenza.

▶ IMALI MBOLEKO EZIKU-INTANETHI EZIVELA KUBANGANI BEZEMALI
I-Zalopay iyipulatifomu yokuxhumana ekuxhumanisa nabalingani bezezimali abathembekile. Ungaqhathanisa izimo bese ufaka isicelo semali mboleko yabathengi engavikelekile ngqo ngaphakathi kohlelo lokusebenza – kusukela emalini mboleko eku-inthanethi esheshayo kuya emalini mboleko yesikhathi eside. Asikho isidingo sokufaka izinhlelo zokusebenza zemali mboleko ezengeziwe eziku-inthanethi noma izinhlelo zokusebenza zemali mboleko ezisheshayo ezihlukene: isici semali mboleko sifakwe esikhwameni sakho se-Zalopay esikhona.

• Bhalisa amahora angu-24 ngosuku, izinsuku eziyi-7 ngesonto, ku-inthanethi ngokuphelele
• Imali mboleko esheshayo eku-inthanethi: faka isicelo, vunywa, bese usayina inkontileka efonini yakho
• Thola imali esheshayo, boleka imali ngokushesha ngemva kokuba isicelo sakho sivunyiwe ngumlingani wethu
• Imali ekhokhwayo ku-akhawunti yakho ye-Zalopay, sebenzisa ngokushesha ukukhokha nokudluliselwa kwemali
• Imali mboleko yokukhokha eguquguqukayo, imikhawulo kanye nemigomo iyahlukahluka kuye ngomkhiqizo wesikweletu
• Landelela imali mboleko yakho, ishejuli yokukhokha, kanye nezikhumbuzi ngqo kuhlelo lokusebenza

• Imibandela, amazinga enzalo, kanye nezimali ziboniswa ngokucacile ngaphambi kokusayina inkontileka yemali mboleko

ULWAZI LWEMALI MBOLEKO

• Inani lemali mboleko: 3,000,000 VND – 50,000,000 VND

• Isikhathi sokukhokha: okungenani izinyanga ezi-3, ubuningi bezinyanga ezingama-36

• Izinga lenzalo eliphezulu (i-APR): 35% ngonyaka, kuye ngesicelo kanye nomlingani wezezimali

I-Zalopay ayinikezi imali mboleko ngqo. Zonke izimali mboleko eziku-inthanethi ziyahlolwa futhi zivunywe ngabalingani bezezimali abanelayisensi. Izinsizakalo zinikezwa futhi ziphathwa ngabalingani be-Zalopay.

▶ IWALETHI ELIKHOKHWA NGEMVA KWESIKHATHI – THENGA MANJE, KHOKHA NGEMVA KWESIKHATHIKhokha manje, khokha kamuva ngewalethi likaZalopay's paylater. Thenga manje, khokha kamuva izikweletu, ukuthenga, kanye nokwengeza ifoni ephathekayo, uhlukanise izinkokhelo zibe yizitolimende ezincane.

▶ UKUDLULISELWA KWEBHANGE 24/7
Uhlelo lokusebenza lokudlulisa imali ngokushesha, ukudluliselwa kwamabhange amahora angu-24/7, ukucubungula okusheshayo. Dlulisa imali kusuka kuma-akhawunti asebhange axhunyiwe, iwalethi likaZalopay, noma iwalethi likaPostpaid uye emabhange angaphezu kwangu-42.

▶ Skena IKHODI YE-QR – INKOKHELO ELULA
Skena amakhodi e-QR asebhange kanye namakhodi e-QR e-wallet eVietnam ngqo ku-Zalopay. Ukuskena okukodwa kwekhodi ye-QR yikho konke okudingayo: ukukhokhela izimpahla, ukudlulisela imali ezitolo, ngqo engxoxweni ye-Messenger.

▶ SKENA IKHODI YE-QR YAMAZWE ONKE – KHOKHA EMAZWENI ANGU-60(*)
Izinkokhelo zekhodi ye-QR yamazwe ngamazwe zilula njengaseVietnam. Okwamanje isekelwa emazweni/izindawo ezingu-11: iThailand, iSingapore, iJapan, iSouth Korea, iMalaysia, iShayina, iHong Kong, iPhilippines, iLaos, iCambodia, kanye ne-United States.

* Kulindeleke ukuthi ikhule iye emazweni angu-60 ekupheleni kuka-2026.

▶ I-VIETLOTT SMS – ESEMTHETHWENI, IYAPHEPHA, IYABONAKALA
Thenga amathikithi e-Vietlott SMS asemthethweni ku-Zalopay, ngaphandle kwemali eyengeziwe, kusukela ku-VND/ithikithi elingu-10,000 kuphela. Ababhalisile be-Viettel, MobiFone, kanye ne-VinaPhone bangathenga amathikithi ngqo kumafoni abo futhi bathole imiklomelo ngqo kuhlelo lokusebenza.

▶ LAWULA IZINDLEKO FUTHI WONGE IMALI
Lolu hlelo lokusebenza lwezezimali lukusiza ukuthi uphathe izindleko zakho zansuku zonke, ulandelele imali engenayo kanye nokugeleza kwemali, wonge imali ngezilinganiso zokuthola imali kanye neminye imikhiqizo yokutshalwa kwezimali. Thola imbuyiselo yemali kanye nezipesheli uma ukhokha.

▶ IMITHOMBO YOKUKHOKHA
• Ibhalansi ye-ZaloPay
• I-akhawunti yasebhange exhunyiwe
• Ukudluliselwa kusuka kuhlelo lokusebenza lwasebhange
• I-Apple Pay
• I-Visa, i-Mastercard, i-JCB
• I-akhawunti ekhokhelwa ngemuva

▶ IZINKULUNGWANE ZEZISEBENZI
• Khokha imali mboleko evela ezinkampanini zezimali ezingaphezu kuka-20, ukhokhe isikweletu sekhadi lesikweletu esivela emabhange angaphezu kuka-50
• Bala umholo ophelele/ophelele: kubalwa ngokuzenzakalelayo intela yengeniso yomuntu siqu, umshwalense wezenhlalo (BHXH), umshwalense wezempilo (BHYT)
• Khokha izikweletu zikagesi, amanzi, i-inthanethi, kanye nethelevishini
• Faka isikweletu sefoni ephathekayo, faka amakhadi efoni ephathekayo, faka idatha
• Bhukha izindiza, amathikithi ebhasi, amahhotela, namathikithi e-movie
• Thenga ku-Lazada, Tiki, TikTok Shop…
• Bhukha ukugibela bese u-oda ukudla nge-Grab, Be, Green SM…
• Faka i-Google Play, imidlalo, kanye nezinsizakalo zokuzijabulisa

▶ UKUPHEPHA NOKUSEMTHETHWENI
• Kunelayisensi yiBhange Lombuso laseVietnam Umlamuleli Wokukhokha
• Isitifiketi se-PCI DSS Level 1 kanye ne-ISO 27001
• Ukuqinisekiswa nge I-OTP, izigxivizo zeminwe, kanye ne-FaceID

Landa i-Zalopay – uhlelo lokusebenza lokukhokha kanye nezezimali: i-e-wallet, ukudluliselwa kwemali, inkokhelo yekhodi ye-QR, ukuphathwa kwezindleko, kanye nokuxhumeka kwemali mboleko eku-inthanethi kusuka kubalingani bezezimali abanelayisensi.

ULWAZI LOKUXHUMANA
Isikhungo Sesevisi Yamakhasimende sama-24/7: I-imeyili hotro@zalopay.vn