Rich Yield Vision

Rich Yield Vision is a compound interest calculator built for anyone who wants to understand how money grows over time. No account needed, no internet required — everything runs locally on your device.

Adjust your principal amount, annual interest rate, and time horizon using intuitive sliders. The app instantly recalculates your projected balance and renders an interactive growth chart so you can see compounding in action as you move the controls.

The calculator supports both monthly and annual compounding modes. Switch between them to compare how compounding frequency affects your final balance. You can also set additional monthly contributions and watch how consistent deposits accelerate wealth accumulation.

Saved calculations are stored locally. You can name each scenario, revisit it later, and compare multiple projections side by side. The chart view highlights the split between principal, contributions, and earned interest — making it easy to see where your money actually comes from over time.

The app ships with three to four visual themes, including light and dark options, so it looks good in any environment. A compact settings screen lets you configure haptic feedback, default sort order, and display preferences.

All calculations happen on-device. No data leaves your phone. No registration, no paywalls, no ads.