bunq

Earn up to 3.01% interest on your savings, paid weekly. Open a Savings Account and start growing your money with bunq today.

Say hello to bunq — Ireland's mobile banking app. Open a current account, get your Irish IBAN without a PPS number, send money instantly, and manage your finances smarter. Start your 30-day free trial today.

bunq is the digital bank designed for you, whether you're a freelancer, sole trader, student, or looking for expat banking or a modern business account. From online banking and multicurrency spending to instant money transfers, this is a neobank experience built around your needs.

Our Plans:

bunq Free - €0/month
Get started with free banking in Ireland.

• 3 Bank Accounts to get you started
• Irish IBAN included — send money and spend like a local
• 1 Digital Card with Google Pay and Google Wallet support
• Send money instantly with instant transfers and scheduled payments
• Pay by phone and make contactless payments
• Earn 3.01% interest on USD/GBP savings
• Invest and trade stocks, shares, and ETFs
• Buy and sell crypto in your crypto wallet in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq

Business features:
• Accept contactless payments with Tap to Pay
• Connect to 50+ bookkeeping tools
• Built for freelancers, sole traders, and business owners

bunq Core - €3.99/month
The current account for everyday mobile banking and multicurrency spending.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 physical card included
• Personalise your physical bank card to make it uniquely yours
• Get shared account access to split bills easily
• Add loyalty cards for quick access in your wallet
• Unlimited ZeroFX: no hidden bank fees on foreign currency payments, with transparent exchange rates
• 24/7 SOS Hotline for emergencies

Business features:
• Co-founder access
• Shared account access
• Access bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts, Savings Accounts, and Term Deposits for smarter budgeting
• 3 physical cards and 25 Digital Cards included
• Get personalised budgeting insights and an income organiser
• 5 fee-free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• 20% discount on stock trading fees
• Student offer: pay €0/month with a bunq student account

Business features:
• Add up to 3 employees
• Get Company Debit and Credit Cards, plus Tap to Pay access
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 fee-free foreign currency payments/month
• 8GB worldwide data
• 50% discount on stock trading fees

Business features:
• Add up to 10 employees
• 500 fee-free transactions/year

Your security = Our priority
Secure your account with two-factor authentication and 100% control of your cards.

Your deposits = Fully protected
Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS).

Invest through our in-app partners. Investing involves risk, including potential loss of capital. bunq does not provide investment advice. Manage your investments at your own risk.

bunq is authorised by the Dutch Central Bank (DNB). Our US office is at 401 Park Ave S, New York, NY 10016, USA.